These terms govern your use of cloistr.io (operated by Hamza, "Cloistr," "we," "us"). By using the site, you agree to them. If you don't agree, please don't use the site.
What Cloistr provides
Cloistr provides free, browser-based tools — calculators, generators, and converters — for general informational and convenience purposes. No account is required and no fee is charged for the core tools on the site.
Not professional advice
This is the most important section on this page: Cloistr's tools do not constitute financial, tax, legal, or other professional advice. Tools like the VAT calculator, freelance tax estimator, break-even calculator, and profit margin calculator are provided for convenience and general guidance only. Tax rules, VAT rates, and financial regulations vary by jurisdiction and change over time. Always verify any calculation that matters — especially anything related to taxes, invoicing, or financial reporting — with a qualified accountant, tax advisor, or other professional before relying on it or submitting anything based on it to a tax authority, client, or other third party.
No warranty
Cloistr is provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to accuracy, reliability, or fitness for a particular purpose. We do our best to keep every tool correct and working, but we don't guarantee that calculations, generated files, or any other output will be error-free or uninterrupted.
Limitation of liability
To the fullest extent permitted by law, Cloistr and its operator will not be liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on any tool's output, including financial loss resulting from a calculation error or a decision made based on the tools.
Acceptable use
You agree not to: scrape or bulk-download the site in a way that degrades service for others, attempt to interfere with or disrupt the site's operation, or use the site for any unlawful purpose. We reserve the right to block access from any source that abuses the service.
Intellectual property
The Cloistr name, logo, and site design are the property of the site's operator. The tools are free to use for personal and business purposes; the underlying code and design are not licensed for reuse or redistribution without permission.
Third-party links
Cloistr's blog may link to third-party sites, including, in the future, affiliate links to relevant products and services. We aren't responsible for the content, accuracy, or practices of any third-party site you reach through a link on Cloistr.
Changes to these terms
We may update these terms as Cloistr grows. Continued use of the site after a change means you accept the updated terms. Material changes will be reflected by updating the "Last updated" date above.
Governing law
These terms are governed by the laws applicable to the operator's jurisdiction, without prejudice to any mandatory consumer protection rights you may have under the law of your own country of residence.
Contact
Questions about these terms can be sent to hello@cloistr.io.